Loan Programs

Centralized loan programs for multiple business types and sectors in order to help you to start, manage and grow important projects.

GCF Direct ™ – Asset Based Real Estate Financing

Providing a smart, fast and easy way to fund investment and commercial property loans.

Investment & Commercial Estate Financing

For start-ups, young and growing businesses, and established businesses in various industries.

SBA, 7a & 504, USDA and B & I Financing

Loan programs to assist small owners to start, manage and grow their businesses.

Fast Cash-Small Business Unsecured Financing

Successful small businesses access to the capital they need to seize growth opportunities quickly.

Car Wash Financing

Staying on top of new trends and changing technology can make your car wash more profitable.

Equipment Financing

Assist for seasoned entrepreneurs to expand and build out franchised hotels, multi-use office space, or assisted living facilities.

Construction Financing

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Bridge Loans

Unique solution that enable entrepreneurs to act when time is of the essence and execution is key!

Hard Money Loan

Borrowers to flexibly capitalize and take advantage of opportunities.

Structured Finance

Finance programs with focussed features and benefit options for real-state projects.

Venture Capital Financing

Are you a highly effective business leader in need of $10 million or more in growth or expansion capital.

CMBS/Conduit Financing

Options to maximize their leverage to acquire other assets once the transaction is complete.

Foreign Investor Finance

Designed for foreign investors who are seeking investment properties in the U.S.

GCF Direct ™ – Asset Based Real Estate Financing

At Gateway Capital Funding, we add value by providing a smart, fast and easy way to fund residential investment property loans. Submitting a loan is a familiar process. All that need, is a simple two page Loan Application.

As a direct lender, we have the freedom to set our own underwriting guidelines. And because our common-sense, asset-based lending approach is focused on the property’s value and revenue-generating potential instead of the borrower’s personal income, you’ll have the ability to fund loans that traditional lenders can’t.

Investment & Commercial Estate Financing

Gateway Capital Funding, LLC specializing in quick and efficient loan closings for Commercial Real Estate Loans, including stated income and rehab programs for small to middle-market businesses. Our service includes loans for, however not limited to Commercial, Retail, Mixed Use, Office Buildings, Warehouse Properties, Light Industrial, and Special Purpose Properties.

We combine in-depth market expertise, a sincere passion for our clients and their projects, and a willingness to break new ground to provide our clients with the ultimate client experience. Our professionals also work with start-ups, young and growing businesses, and established businesses in various industries.

SBA, 7a & 504, USDA and B & I Financing

The SBA offers numerous loan programs to assist small business owners to start, manage and grow their businesses. Here are some of the most popular SBA loan programs:

  • SBA Express Program
  • SBA Patriot Express Pilot Loan
  • 7(a) General Small Business Loans
  • Real Estate & Equipment Loans: CDC/504

USDA Commercial Loans

The USDA Business and Industry (B&I) Guaranteed Loan Program helps rural businesses to expand and improve by providing financial backing. This program provides guarantees by US Department of Agriculture of up to 90 percent of a loan made by the bank.

Fast Cash-Small Business Unsecured Financing

Gateway Capital Funding provides successful small businesses access to the capital they need to seize growth opportunities quickly.

Typical customers include medical and dental practices, grocery and retail stores, restaurant and hotel franchisees and e-commerce companies. In a unique approach to lending, the advanced, automated application and approval system accurately assesses applicant’s financial realities, with an emphasis on day-to-day cash flow. It makes loans of up to $1,500,000 to qualified applicants within 24-48 hours in most cases.

Car Wash Financing

Staying on top of new trends and changing technology can make your car wash more profitable but planning an upgrade can be daunting. It seems like new options for upgrades become available each day, and many car wash owners don’t know where to begin.

Updating tunnel equipment offers a number of advantages, such as increased energy efficiency and more effective use of chemicals. When properly implemented, new equipment will also increase throughput and improve wash results. If you’re not sure if it’s time for an upgrade, please click below to learn more and contact us.

Equipment Financing

We understand small businesses require specialized equipment and technology to succeed. The right equipment can dramatically improve sales volume, profit, and employee efficiency. Furthermore, the equipment has one of the highest ROIs of anything a small business owner will typically buy.

Gateway Capital Funding, LLC provides small business owners with affordable equipment financing and leasing options to acquire equipment without using working capital reserves or banking lines of credit.

Construction Financing

Gateway Capital Funding, LLC Construction Loans assist seasoned entrepreneurs to expand and build out franchised hotels, multi-use office space, or assisted living facilities. They begin with interest-only payments, enabling the business to begin operations before principal payments are due.

Bridge Loans

Gateway Capital Funding, LLC provides Bridge loans that are a unique funding solution that enable entrepreneurs to act when time is of the essence and execution is key. These short-term loans are ideal when refinancing due to maturity, purchasing distressed properties, or for taking advantage of repositioning to stabilization opportunities.

Hard Money Loan

Gateway Capital Funding, LLC, specializes in Commercial Hard Money Loans for acquisition, workouts, development, bankruptcies, construction, and foreclosure. With many lenders tightening their lending parameters based on their own guidelines, the borrowing procedure has become substantially more difficult.

On the other hand, at Gateway Capital Funding, LLC, we enable our borrowers to flexibly capitalize and take advantage of opportunities that have arisen within the overwhelmingly positive and lucrative Commercial Real Estate Market.

Structured Finance

Gateway Capital Funding, LLC presents a Structured Finance program that has the best features and benefit options for our client’s need for ground-up construction, redevelopment and acquisition opportunities in large commercial real estate projects.

Venture Capital Financing

Are you a highly effective business leader in need of $10 million or more in growth or expansion capital? Gateway Capital Funding, LLC is prepared to underwrite project-related financing (PRF) that is based on the value of venture capital and does not require: the initial transfer of equity ownership (debt-based venture capital); the relinquishment of management control; and, an eventual realization event (i.e., IPO or sale of the company).

The Structure for PRF is centered on Capital Reserve Lending (CRL), a “debt-based funding arrangement” with a borrowing-based mechanism.

CMBS/Conduit Financing

Many Commercial Real Estate Investors today are turning to the public capital markets, such as Gateway Capital Funding, versus typical Investment Banks and other Commercial Lenders to obtain Financing for their Real Estate Portfolios.

This type of Financing alternative offers Borrowers interest rate protection through fixed-rate loans ranging from 5-15 year terms. It also, depending on the asset type and financing request can offer the Borrower the option to maximize their leverage to acquire other assets once the transaction is complete.

Commercial Lenders are currently Lending on assets at up to 75% Loan-to-Value on senior debt and up to 85% Loan-to-Value with certain Mezzanine Financing Structures.

Foreign Investor Finance

The perfect option for foreign real estate investors. Gateway Capital Funding, LLC Foreign Investor Program is specifically designed for foreign investors who are seeking investment properties in the U.S. but have not found a financial solution, now you have, just contact us.

Trends for this year!

Gateway Capital Funding’s attention is on the outlook. We identify major occupiers and investment trends expected to influence market conditions along with investment performance now and beyond.