Bridge Loans

Gateway Capital Funding, LLC provides Bridge loans that are a unique funding solution that enables entrepreneurs to act when time is of the essence and execution is key. These short-term loans are ideal when refinancing due to maturity, purchasing distressed properties, or for taking advantage of repositioning to stabilization opportunities.

Bridge Loans Structure

Low Monthly Payments: With Commercial Bridge Loans from GATEWAY CAPITAL FUNDING, borrowers pay only on the interest of the loan for 12 months – 36 months. This leaves more cash on hand to handle other expenses and enables you to generate profit with your purchase before principal payment is due.

Competitive Rates: Gateway Capital Funding offers very competitive rates, so it’s easier to borrow the money your company needs to grow.

Quick and Efficient Loan Closing: While other lending options take 45-60 days to close, GATEWAY CAPITAL FUNDING can Close Bridge Loans in as little as 10 days or an average of 30 days from application. You may be pre-approved for funding in as little as three days.

If you need to act quickly to take advantage of a discounted purchase option, refinance, or purchase a note, a bridge loan from GATEWAY CAPITAL FUNDING can and will provide the professional expertise to achieve your goals. Our Commercial Bridge Loan Program is the best immediate solution for refinancing or a quick close for a purchase where we can fund up to 60% of the as-is value for a period of 12 to 36 months. During this time, you’ll make payments on the interest-only and can redevelop or reposition your purchase so that it generates revenue. At the end of the term, the principal payment will be due in full. Unlike other forms of financing that can take up to three months to close, GATEWAY CAPITAL FUNDING’s bridge loans typically Close in just 10 to 30 days. Our pre-approval process can be completed in as little as three business days, so you’ll be able to make swift yet knowledgeable decisions and act quickly.

Transaction Categories

• Acquisition Financing.
• Opportunistic or Auction Purchases.
• Minor Construction and Repositioning.
• CAPEX and FF&E financing.
• Discounted Payoff Financing.
• Debt consolidation and Recapitalization.

Eligible Property Types

• Hospitality
• Skilled Nursing
• Assisted Living
• Retail
• Medical Offices
• Franchised Restaurants
• Warehouse / Industrial
• Self-Storage Facilities

Short-Term Bridge Loan

No Application Fee | Quick Approvals | Fast Closings | Nationwide

Gateway Capital Funding, LLC Short-Term Bridge Loan Program is a short- term financing solution offered when permanent loans are not an option, or not the best option. Typically, our Bridge Loans are 12 to 36 months and serve to provide a short- term solution to borrowers who are in a time crunch on an acquisition or are facing a balloon payment maturity. Additionally, our Short-Term Bridge Loan Program can provide assistance to sophisticated borrowers that would be better served taking a short term step back from traditional financing to better position their property or business with the goal of securing even better long term financing in the future than they would qualify for now. Gateway Capital Funding’s Bridge Loan Program provides countless solutions for many borrowers and under numerous scenarios but always provides one result … taking the borrower from their current position to a much more successful position.

Maximum Loan Amount

1st TD up to $20,000,000

Maturity and Amortization

Up to 36 Months / Interest Only

Maximum LTV

Up to 60%

Eligible Use of Proceeds

Purchase, Refinance, Cash-Out Refinance of Commercial Real Estate

Eligible Use of Property

Owner Occupied, Investor, and Multi-Family (4 units and above)

Eligible Property Types

Multi-Use: Warehouse, Office, Industrial, Medical, Flex, Auto Body, Office Condo, Retail, Restaurant

Special Use: Gas Stations, Mini Storage, Cold Storage, Funeral Home, Bowling Alley, Urgent Care, Surgery Center, Auto Repair, Car Dealership, Wineries, Assisted Living Facilities and Hospitality on a case by case basis

Rate Option / Fees

1st Deed of Trust/Mortgage – Fixed and Adjustable Rates available

Loan Fees – Lender will typically charge a minimum of a 1% Loan Fee

Guarantees

Recourse and Non-Recourse Available

Underwriting Requirements

No Minimum FICO

STARTUP AND NON-CASH FLOWING PROPERTIES CONSIDERED!

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